Where is your paycheck going?

I'll help you build a simple plan for your budget, debt, and goals—so you can feel confident about where your money is going.

Practical. Personal. No judgment. Coaching built around your real numbers and your real life.
Your first stepFree · 20 min

Let's talk about your money. No numbers required.

  • ✓ Talk through your situation
  • ✓ Get your questions answered honestly
  • ✓ See how the Budget Coach tool works

Nothing to prepare. No pressure. No sales pitch.

📅  Choose a Time →

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Not ready to work together yet? Get the 15-Minute Money Check Kit and start with your own numbers.

When you don't have a plan, money stays stressful.

You can make decent money and still wonder where it went. Debt keeps hanging around, savings goals get pushed back, and an unexpected expense can throw everything off.

Without a system

Money keeps feeling harder than it should.

  • 💸 Your paycheck disappears before you know where it went.
  • 💳 Debt has no clear finish line.
  • 🤯 Thinking about money creates more stress, not clarity.
With a plan

You know what your money is doing and what comes next.

  • ✓ You have a working budget built around your life.
  • ✓ Your debt and savings goals have clear targets.
  • ✓ You can make financial decisions with more confidence.

You aren't bad with money. You may simply need a system that works for you.

Build a money plan that actually works for your life.

We use your real numbers to create a practical system for your budget, spending, debt, savings, and goals.

01

Know where your money is going

Understand your income and spending instead of guessing at the end of the month.

02

Know what needs to change

Turn your numbers into a realistic budget and a clear plan for debt, savings, and goals.

03

Know what to do next

Leave with a system you can continue using yourself after coaching ends.

I've been there.

Bruce Gale — Unbound Financial Budget Coach
“I didn't learn this from a textbook. I learned it the hard way — and then I built a system so nobody has to learn it that way again.”

I know what it's like to feel overwhelmed by debt, have no real budget, and wonder where the money went every month.

I built my own system to get organized and take control. That system became BudgetCoach, and now I use it to help people build a practical money system of their own.

I'm a financial coach, not an investment advisor. I don't sell investments or tell you what to buy. I help you understand your money and build a plan you can manage yourself.

Bruce Gale — Unbound Financial Budget Coach

From overwhelmed to in control.

A simple process built around your actual financial situation.

01
🔍

Understand

We look at your income, spending, debt, and goals so you know exactly where you stand.

→
02
📋

Build

We create a budget and practical plan for debt, savings, emergencies, and the goals that matter to you.

→
03
✓

Take Control

You leave with a working system, clear next steps, and the confidence to keep managing your money yourself.

8 weeks. 6 private sessions. One clear plan.

Everything is built around your numbers and your goals. No upsells. No complicated financial jargon.

✓ Everything Included
$497
for the complete 8-week program
Or pay in installments: 2 × $259  |  3 × $179
  • ✓ 6 private coaching sessions (60 min)
  • ✓ Unbound Budget Coach web app
  • ✓ Personalized debt payoff plan
  • ✓ Financial Health Score
  • ✓ Session notes after every call
  • ✓ Emergency fund projection & plan

You don't need to have your finances figured out before you start. That's what the coaching is for.

Book a Free 20-Minute Call →

Not ready yet? Get the 15-Minute Money Check Kit with no purchase required. This is financial coaching and education, not investment, legal, or tax advice.

Six sessions with a clear purpose.

You'll always know what we're working on and why.

Week 1
🧱
Foundation
Build your budget and establish your starting point.
→
Week 2
🔍
Spending Audit
See where your money is actually going.
→
Week 3
📋
Build the Plan
Turn what we learned into a working budget.
→
Week 4
📉
Debt Payoff
Create a clear debt payoff timeline.
→
Week 6
🛟
Goals & Safety Net
Plan for emergencies and the goals ahead.
→
Week 8
🎓
Graduation
Review your progress and prepare to manage the system yourself.

Questions people ask before booking.

1. Financial Foundation (Week 1): We build your complete budget and take your first Financial Health Score.
2. Spending Audit (Week 2): We review your spending category by category.
3. Build the Plan (Week 3): We turn the audit into a working budget and cash flow schedule.
4. Debt Payoff Plan (Week 4): We enter your debts and calculate your payoff timeline.
5. Goals & Emergency Fund (Week 6): We plan your savings goals and emergency fund.
6. Graduation (Week 8): We review your progress and your next steps.

Absolutely not. You enter your own numbers into the coaching tool. I never need access to your accounts, passwords, or sensitive login information.

No. I'm a financial coach. I help people build budgets, create debt payoff plans, and get organized with their money through structured coaching. This is financial education, not investment, tax, or legal advice.

Yes. You don't need to have everything together before you start. The program is designed to help you build the system step by step.

Never. My job is to help you build a plan, not lecture you about the past. We focus on where you are now and what you want to do next.

I offer payment plans starting at $179. If you're not ready to commit, the 15-Minute Money Check Kit is also available on its own. We can talk through what makes sense for you.

Sessions are 60-minute video or phone calls. We work through the Budget Coach tool together in your browser. Nothing needs to be installed, and you don't need to be technical.

Both. Couples are welcome to join sessions together. If your partner is on the fence, I'm happy to have a free call with both of you to answer questions.

You leave with a complete financial system and a downloadable budget template you can continue using. Some clients choose occasional follow-up sessions, which can be arranged separately.

Ready to feel more in control?

Book a free conversation or start with the budget template. Either way, you'll have a clear next step.

📅 Recommended First Step

Book a Free 20-Minute Call

Let's talk through your situation and see whether the coaching program is a good fit. No numbers required and no pressure.

  • ✓
    Talk through your financial situation
  • ✓
    Get your questions answered honestly
  • ✓
    See how the Budget Coach tool works
  • ✓
    20 minutes — nothing to prepare
📅  Choose a Time →

Opens my calendar in a new tab.

or start on your own
📊
Free Download

Get the 15-Minute Money Check Kit

Start with your own numbers. Enter your name and email and I'll send it straight to your inbox. No purchase required.

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